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First-time buyer numbers rise ahead of new reforms

The number of first-time buyers has reached its highest level since 2007, as high loan-to-value mortgages continue to push deposit levels down.

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New mortgage stress test arrives this weekend

From tomorrow (26th April), homebuyers will face more intrusive questions about their spending habits when they apply for a mortgage.

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Hitachi offers market-leading personal loans

Hitachi Capital has slashed some of its personal loan rates, as borrowing grows for the first time in over five years.

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ISA deposits increase, but for how long?

Savers invested a record amount into tax-free ISAs in the 2012/13 tax year, according to HMRC. But as rates continue to fall, will the new higher limit keep savers interested in tax-free accounts?

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Mobile payment system 'Paym' launches

A new system has launched that will allow people to make payments using just a mobile phone number.

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Britain is becoming cashless. Who's the best at replacing your cards?

Britain is becoming increasingly reliant upon electronic and card payments, with a new study showing that less than 20% of consumer spending is now done in cash.

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Savers to abandon cash ISAs for stocks and shares ISAs

Savers are expected to abandon cash ISAs in favour of stocks and shares ISAs after the risk-based options posted far higher returns in the recent tax year.

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Tesco targets balance transfer customers wanting lower fees

Tesco Bank has launched a new balance transfer credit card offering 0% for 25 months, with a 1.99% fee.

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Help to Buy scheme helps thousands to secure first home

The Help to Buy scheme has helped over 27,000 new buyers set foot on the housing ladder, Government figures reveal.

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Lloyds to launch summer TSB sale

Lloyds Bank plans to begin the float of TSB in June, when at least 25% of the shares will be available for purchase.

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House prices rising by 11% per year - Nationwide

House price growth reached double digits for the first time in four years, according to the Nationwide Building Society.

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Santander still winning battle for current account customers

Santander continued to attract hordes of current account switchers in April as other major banks faltered.

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MBNA launches improved all-round credit card

MBNA has launched a new all-round card that will suit those who are looking to reduce their debts but keep the option to spend on their card at the same time.

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Monmouthshire and Newcastle launch competitive fixed-rate bonds

Local lenders are making long-term fixed-rate bonds available at competitive rates, propping up a subdued market.

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NatWest targets clarity ahead of credit card review

The UK’s main financial regulator recently turned the heat on the credit card industry, suggesting that too many cards have been designed to lure people into debt. With this in mind, is NatWest...

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M&S Bank invites applications for first free current account

M&S is inviting applications for its first free current account, hoping to ruffle a few feathers in the current account market.

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Borrowers opt for longer fixed-rate deals ahead of interest rate rises

More than three in four new mortgages taken out through intermediaries are fixed rate rather than variable rate, according to Paragon Mortgages.

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Mortgage lending cools in 2014, says CML

Lending to homeowners is 'less frenetic' in 2014, says the Council of Mortgage Lenders (CML), despite a surge in lending to first-time buyers.

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Leeds Building Society launches market-leading ISA

Leeds Building Society has launched a new market-leading 5-year ISA paying 2.85% AER.

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E.On faces record £12 million fine

Energy company E.On has been fined £12 million for a series of mis-selling practices.

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